Weekly Writer Challenge 1 Check In

So here was Weekly Writer Challenge #1, to write down 10 article ideas.

Im hearing crickets on my end, people. And alas, I forge on, whether anyone is listening or not. Its kinda like when I argue for my husband AND myself and he just stands there. I am not easily deterred.

Heres what I personally came up with. Dont mind the schmutz on the page!

Check in if you like. Im moving on to Challenge #2 and hope you will join me!

Breaking Writing Rules 1 5

I am in love with the book The Renegade Writer by Linda Formichelli and Diana Burrell. I have a dog-eared paperback copy and consult it often. Recently an author friend of mine wrote a bunch of posts on Bubblews where she takes a book about writing and breaks it down, inserting her own opinions and personal experiences! Here’s #15 of her series, which will take you to the others: http://www.bubblews.com/news/1504842-roberts-rules-of-writing-lesson-15-wave-good-bye

Heres the blog The Renegade Writer, which holds lots of inspiration for writers!

I decided to grab a bunch of the rules to break from The Renegade Writer and then write my own personal take on them based on personal experience or opinion. Definitely check out this book (link conveniently located above), because there is so much more to it. Heres part of my list (more to come!):

#1 Must Have Degree

#2 Must Have Connections

#3 Must Spend Money to Make Money

#4 Must Have Full Writers Guidelines

#5 Must Write for Money

1 Owner Operator 411 Welcome

 

2001 Kenworth T600

Becoming an Owner Operator

1) Welcome to Owner-Operator 411

See my other posts:

A Holiday Wish

The Way it Was - A Short History of Trucking

Pro and Cons of Being an Owner Operator

FAQ for the Owner Operator
Pictures
Anti-Idling Regulations
Definitions and Industry Terms
Blackrock Auxiliary Power Unit (APU)
Interactive Cost per Mile (CPM) Calculator Spreadsheet
Privacy Policy
2) Income and Expenses
3) Financing and Credit
4) Operating Authority or Leasing?
5) Equipment
6) How To Do Bookkeeping and Other Necessary Paperwork
7) What You Need to Know About Loadboards
8) Companies That Lease Beginning Owner Operators
9) What You Actually Need to Get Started - Licenses, Permits, Insurance, and Taxes
10) Truck Driving Schools
 
This is the place for owner operators to gain information and tips about starting a business. It probably will be most useful for the beginner owner operator, but old-timers should find it useful, too. This is not the place to be (or the job to choose) if you want to get rich quick. If you want to do that, you need to learn how to hit the lottery, make money online, or have a rich relative die and leave you a lot of money – or anything as long as you dont have to work, because as a small business owner you will have to work - hard.

 Driving a truck and being an owner operator can be rewarding and satisfying in a lot of ways and you will learn about that in future blogs. So check back often and see what you can learn about being an owner operator and about the trucking industry.

I often get asked, "Is it hard to become an owner operator?"  The short answer is "No."  Just buy a truck and start driving.  The real question should be, "Is it hard to become a successful owner operator?"  The answer to that questions is "Yes."  These is so much a person needs to learn and it is a lot of hard work - both mentally and physically.  So read on and see if you still think this is what you what you want to do! 

Some of the things I will be writing about are:  

Income and Expenses; This will cover the difference between gross and net, and an overview of what can and can not be deducted.
 
Financing and Credit; I will explain the basics of getting a loan, and what to do if you have debt problems. I will be telling what you need money for in addition to the truck itself. I will talk about business plans, and the importance of credit reports and FICO scores. 

Operating Authority or Leasing?; There are two kinds of owner operators – those with their own authority and those leased to a company. This will explain the difference and advantages and disadvantages of each.

Equipment; This section will cover the equipment an owner operator needs in addition to the tractor and/or the trailer. It will explain necessary and optional equipment. Equipment can be something as expensive as an auxiliary power unit (APU) or as inexpensive as a screwdriver.

Miscellaneous; I will be listing resources, definitions, and anything else I think might be helpful or informative. I will try to do all this in a simple, easy to understand way, with a little experience, and (I hope) humor thrown in to make a boring subject a little less so I hope to give you enough information so you can make an informed decision about starting your own business, for that is what you are doing when you become an owner operator. You arent just becoming a truck driver, but a businessperson. Maybe after reading this, you will decide to not to become an owner operator, but a company driver instead-- or maybe even find another profession.

Two of the main reasons a lot of people say they want to become an owner operator is: to make a lot of money, and to be their own boss. As I stated earlier, you will not make a lot of money, and very few people are their own boss. Sure, you have more freedom to make decisions when you are a tractor trailer owner operator, but everyone has a "boss", of one sort or another.  Mainly, those in long haul trucking has the shipper as their "boss".  The shipper tells you when they expect a load to be picked up, when it is to be delivered, under what conditions it is to be shipped (tarped, refrigerated, on an air ride trailer, etc.).  If you dont follow through in a professional manner, you may get a second load, but you probably wont get a third. You may be thinking, "Well I am going to lease to a company, I dont have to worry about that." You would be wrong.  Your company may be the one giving you the information, but it is the shipper who has the ultimate say. My next post will be: Income and Expenses 

Be sure to subscribe to this blog to get the latest and newest information.

I am sorry I have to do this, but due to spam "comments"  I feel I need to moderate comments from now on.

I am sorry for any inconvenience this may cause to my legitimate commenters.

How to Build a House without a Mortgage Part 1 by Marc Charles

9:22 AM

How to Build a House without a Mortgage

Dear Entrepreneur:

I built my first home without a mortgage. I’m on my third one now.

You can read my new book about it on Amazon.

I have the records to prove everything I’m going to show you today. Everything is 100% true, accurate and it’s not a joke.

Show Me How This Works

It would be impossible for me to cover the myriad of details, situations, deals and specifics in today’s issue. So lets’ consider this a brief “overview” of the topic.

I realize it’s hard to build a home without some money. You can barter until you’re blue in the face…but you’ll still need some cash.

If you don’t have cash my suggestion would be to commit yourself to making as much as possible in the shortest period of time.

Most people won’t commit to accumulating cash, and stop spending money on new cars, restaurants, vacations, girlfriends, or whatever. In other words, it’s a two-sided coin; building cash and slash spending.

Anyway, the first time I did this I accumulate $50,000 as quickly as possible. I did it by working several side service businesses. My main business at the time was an ad rep agency.

I accumulated $52,000 in nine months; one week and six days….and I kept the money is a separate account.

With cash in hand I was ready to start my adventure of building a house without a mortgage.

Here’s what I did…….

1)    Buy land at a DEEP discount.

People laugh when I tell them how I did this….but it’s true.

In order to keep expenses down my advice would be to forgo overpriced areas. In other words head for the hills and select rural areas. The suburbs are not rural.

I selected a small town in rural Maine. I went to the town office and collected the names of every property owner who owned 20 acres of land or more. I wrote a friendly, slightly humorous letter to each of the land owners, and told them I was only looking for a couple of acre.

Five out of thirty land owners responded. Three of the five offered me overpriced, overvalued oceanfront lots. But two land owners were willing to sell a couple of acres. I acquired the land at a deep discount.

2)    Build It – But Do It CHEAP!

I obtained a site survey before I purchased the land. This will let you know the exact dimensions of a property, and whether or not it will be suitable for sewage, a well, and building, etc.  Everything checked out before I made an offer on the land.

Then I hired a local kid to clear the land, dig a septic tank and a leech field.

I acquired more than a dozen bids. I focused on the bids of people who were honest, trustworthy and willing to put everything is writing. Eight contractors were either unwilling to put everything in writing, or they couldn’t provide legitimate referrals (no relatives). Some of the guys wouldn’t look me in the eyes, and so I dumped them.  I focused on two people….one received the land work, and one received the septic system.

The guy who dug the septic system tried to screw me by adding $4,000 to the final invoice. We had everything in writing, signed and dated. I never paid the “stupid charge” and his lien was thrown out of court.

3)    Build the Foundation.

This is a big deal. If you screw up the foundation you can kiss your home goodbye.

I obtained six bids and chose the one with the most enthusiastic customers and employees.  I always talk to employees.

The foundation dimensions for this particular house were 32’ x 36’ with a daylight basement (cape style).

I was thrilled was the foundation company’s workmanship as well as the owner. The owner was on the job site, actually working, every day.

4)    Cap the Foundation and Complete the First Floor

I found a young, eager, rookie carpenter who offered to work for $20 hour. We found him through a local technical college. Our carpenter won third place in a national carpentry competition (out of 1600 participants).

Half way through this first phase of the project our carpenter showed up with his father. His father explained his son felt thought he was getting ripped off. I explained we had an agreement in writing, which was signed and dated. I was honoring the agreement. His father said his son wanted $30 hour and $10 per hour for his helpers, in order to finish framing the house.

I agreed.

The First $50,000 Spent!

The land purchase, survey, clearing, septic, leech field, foundation and framing for the first floor cost about $42,000 – labor and supplies.

The roof framing and plywood (Adventech) ran $8,000 – labor and supplies.

So the first $50,000 was spent!

Keep in mind, I was still working my businesses and accumulating cash. In fact, by the time this first phase of the house was complete I had accumulated an additional $15,000 for the project…which I placed in a separate account.

5)    Interior Framing and Drywall.

Once the exterior framing and roof was complete (weather tight) we started on the interior framing and drywall. I did this with my wife, kids and friends.

However, I hired a professional drywaller and painter for the first and second floors. We hung all the drywall and the professional did all of the mudding, sanding, painting and finish work.

6)    Interior Plumbing and Heating

The interior plumbing was super easy.

The problem was finding an honest, reliable and trustworthy plumber. If you’ve ever built or fixed a house you KNOW how hard this is to do.

We did some of the basic plumbing ourselves but hired a professional to pull it all together. We chose radiant heat in the concrete foundation and baseboard throughout the house..

7)    Power up!

Before the drywall was complete we wired the house for electricity, Internet (Cat 5) and DirecTV.  We also insulated and set the plumbing pipes.

We had the power company run wires from the main road to our house. We qualified for a special program so we only paid $1,000 to get the power from the main road to our house (400 feet – 35 feet underground).

When the plumbing, heating and wiring was complete, we brought in a freelance engineer and consultant to check everything. Then we “powered up” the systems and everything worked!

The Next $15,000 Spent!

As I said, we did most of the wiring, interior carpentry, laying pipes, general labor, roofing, etc. ourselves and with friends (we paid and fed them).

When it came time to “flip the switch” I spent an additional $15,000.

The next phase of the projects was the interior finish carpentry, floors, tile, carpet and miscellaneous.

Again most of these projects we did ourselves, with the exception of building stairs, finish carpentry, siding and finish drywall and painting.

I spent about $22,000 on labor and supplies in these areas.

The approximate grand total for this particular house was $87,000.

We lived in the house part time as it neared completion (and even wintered in our other home in Florida).

There are some things which still need to be completed such as a deck, finish landscaping and additional interior finish work.

But this entire house was built over a three year period, without a mortgage, for less than $100,000. The house was recently appraised at more than $325,000!

I own the house free and clear, there’s no mortgage or debt on the property whatsoever.

And it’s located in one of the most beautiful areas in the United States….so it CAN be done!

Your humble host,

Marc Charles

(Ed Note:  Marc Charles is referred to as "The King of Business Opportunities" ....and for good reason. He should be known as "The King of Legitimate Business Opportunities"...because hes launched, bought, sold reviewed and advised on hundreds of businesses and money making opportunities. He understands legitimate opportunities. Marc has agreed supply League of Power members with crucial updates regarding legitimate business and money making opportunities.)

*** Action Strategy ***

Want to build a house without a mortgage? 

How about gaining access to a secret world of “comps”, DEEP discounts, VIP treatment and cash?

Check out my new program How to Beat the System without Going to Jail!

What Are People Saying About Marc Charles?

Marc has an uncanny ability for spotting profitable trends and creating businesses around them.  He’s a simple guy, making a ton of money for a lot of people. 

                                                                                                                        R Fung

I’ve saved thousands of dollars because of Marc’s unique recommendations and insight. Marc’s a true “deep discount” maverick and entrepreneurial genius.

                                                                                                                        Susan C

*** Valuable Resources ***

Find deep discount carpenters, plumbers, electricians and painters at local trade schools – Trade Schools Guide

Find deep discount land by going direct to owners. Town office tax map directory. Google property tax maps for your local area.

Find honest, hardworking people for all kinds of physical labor and work at Manpower and HireAHelper.

Find people to help you on CraigsList (we used it dozens of times!).

Buy countertops, cabinets, vanities, appliances and building materials at HUGE DISCOUNTS from Green Demolitions.

Buy siding, roofing, flooring and more from Build Direct and save big time. Although these guys are not “discounters”, you can save a lot of money when compared to Home Depot, Lowes or WalMart Superstores.

Download Rosetta Stone 4 1 15 Free full and Final crack

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Microsoft developing cycle is developing more reliable discoveries for their user.Achievement form Window 2000 to Windows 7.Developing cycle not stop and move forward from window 8 to now window 8.1. Window 8 get amazing fame among its users due to its amazing features with user friendly interface.Now Microsoft thought one step above from window 8 and upgrade it to window 8.1. Window 8 lovers wants to have new look of window 8 in form of window 8.1 and want to use this on their system.Users thinks that it might be tricky or complex to upgrade window 8.Today i have select this topic to teach you How To Upgrade Window 8 To Window 8.1.Just you have to follow given below easy steps to enjoy the features of window 8.1.

How To Upgrade Window 8 To Window 8.1

Create Backup Image of System:

First most important steps is to create a back up of your system data.As mnay users find difficulty in upgradation steps so its necessary to have a backup using window 7 recovery tool.Advantage is that if you are unable to upgrade then you can find your old window configuration. 

Launche Window 7 Recovery Tool:

Follow below steps to Launche Window 7 Recovery Tool.Below imge show all these steps.
Press (WIN + W) to access search setting page. 
Type "window 7 files" without commas in setting box.
Click on "window 7 file recovery".

Create A system Image:

Next move to create a system image by below steps.

I this steps a dialog box will appear which will ask you to specify location where you want to store your system backup.For example, you can create the system image on a set of DVD discs as in below image.

Click on start backup.When it will completed you ask to insert DVD disc as you are going to have a your system backup on DVD disc.

Insert DVD disc and format it.

Youll be ask to create a System Repair disc when process is complete.If you already have recovery drive click on No and you have successfully backup of your system.
Note: In Windows 8, the System Repair disc is the same as the Recovery Drive.

Download the Windows 8.1 installer

After creating backup next step is Downloading the Windows 8.1 installer.For this follow below steps.

Go to >>start>>Window Store>>Window 8.1

Click on Download button. Downloading Process will be start.Window 8.1 downloading data is 4GB so its take time depending upon your internet connection.

Restart System:

After downloading window 8.1, a message will be appear,may ask you to restart your syste. Clcik on Restart now.

Setup Process:

 After restarting below screen will appear if you have DELL laptop/system.Now all your system data all important things will start setting up and proceed step by step till reach to 100% as below image show.

System will restart again.

Accept Window 8.1 License terms:

After rebooting,you will ask to accept terms of window 8.1 as below screen will appear. Click on "I Accept".

Use Express Setting:

On next window click on "use express setting".If you are not agree with by default setting then Click on "customize" and manage settings as you want.

Use Skydrive:

This steps is to use skydrive. You have  enter your

Microsoft Account password
specify your backup email account
Enter the security code that will be sent to you via your backup email account.
After entering all above data click on "Use Skydrive".

Installation Of Apps:

In this steps all your previously installed apps will be reinstalled. Third-party apps may only have a tile on the Start Screen. Just click the tile and the app will be completely reinstalled.

Final Step:

After many steps you are successful  upgrade to window 8.1. You will see start screen which will be transparent.You can customize it according to your choice.

Weekly Writer Challenge 1 Write Down 10 Ideas for Articles

Okay, new plan. We are going to write TOGETHER. I need a butt-kickin just like maybe you do. I am going to assume you like to procrastinate like I do. Or are extremely busy. Or sometimes maybe even do something crazy like ... oh, I dont know ... CLEAN when you are on a deadline and should be writing.

So Im going to give you some challenges. Please share this with any bloggers (= aspiring writers) or writers you know so they can participate.

You have until Sunday to do this first challenge, then new challenges will come out on Mondays and you will have 7 days to complete them and report back here! Even if you didnt do it or only half-assed it, let me know, because chances are I might not always be rockin the challenge, either.

At the very least, we can offer support to each other. Dont forget there is also a Facebook fan page for this site where we can interact and you can always email me at mommykerrie at yahoo dot com, and when it comes time to start submitting, you have to have the resource Im using so we can be Submission Twins.

CHALLENGE #1 is to come up with 10 ideas for articles for the regionals (the smalls). Lead time is not usually as long as with the nationals (the bigs) so you can spitball some summer ideas NOW, for instance.

Check out the photo below for some help (general categories, but you need a more solid idea, which nobody is going to steal, dammit), and Ill see you next week!

Oh, and because Im a pushover mama, Im also a pushover writing coach, so here is some more help!

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How to Make 1 000 by Marc Charles

How to Make $1,000 Whenever the Mood Strikes You!

7:38 AM

Dear Entrepreneur:

You’re going to love this and it works.

I watched as four guys tapped away on their keyboards…with graphs and numbers whizzing across their screens in a small, back office in Rockport Maine.

What were they doing?

They were doing what millions of other entrepreneurs are doing….but with an unusual twist.

I’ve never seen anything like it before.

I was invited to watch these guys by a family friend. They were trading the FOREX market…currencies.

You’re probably thinking……”Forget it man, that’s risky stuff”.

But hear me out.

I thought it was super risky too, and I’m no rookie!

I traded currency futures as a fulltime and as a money manager for eight years.
But I was completely clueless about the FOREX market….until this little pow wow in Rockport.

$3 Trillion Raging Torrent of Cash 

The FOREX market is a $3 trillion raging torrent of cash. You can research the numbers.

It’s different (and not as risky) as trading currency futures.

I’ll show you how you can make money in the FOREX market just like these guys in the back office.

But first, I’ll give you some background so we’re on the same page.
Make no mistake about it….this business can be run from anywhere in the world. 

The guys I mentioned work in back office in a beautiful historic building in the village of Rockport Maine.

But that’s not all….

You can run this business from almost anywhere!

I know of entrepreneurs trading FOREX from luxury tents in the middle of the desert.

I’m not kidding.

I also know a woman that trades from an empty warehouse. There’s also guy working this market from a house boat on the Ohio River. The list goes on and on…I even read about a retired schoolteacher trading from a VIP box at a major league baseball game!

Simply put….FOREX is the largest electronic marketplace in the world.
FOREX is used by banks, governments, drug cartels, ex-patriots, international corporations, sheiks, kings, and tiny speculators like you and I.

The best part is you can start trading with less than $2500. I know entrepreneurs who started with less than $1000!

Granted…you can lose money in the FOREX market too. Don’t kid yourself.
But I’ll show you how professional traders limit their losses. You can copy their strategies.

When I talk about “limiting your losses” here’s what I mean…

A professional currency trader once told me, “Managing losses is more important than making money in this business”. 

He added, “Making money is the easy part”.

For this trader managing losing trades became the focal point of his strategy.
There’s an old adage in the FOREX and currency trading markets which states:

“Cut the losers and let the winners run”

This means a trader needs to learn how and when to cut losing trades, and when and how to let the “winning” trades run wild.

Sometimes it’s easier said than done. 

I’ll show you one strategy for limiting losses in this week’s issue.

FOREX – or “FX” – stands for Foreign Exchange. It is the largest and most liquid financial market in the world – 30 times larger than all the U.S. equity markets combined.

“Foreign exchange” is the simultaneous buying of one currency and selling of another.

About 5 percent of the daily volume in this market is from companies and governments which buy or sell products and services in a foreign country or must convert profits made in foreign currencies into their domestic currency. 

The remaining 95 percent is produced by individual traders who participate in the market for profit.

For most entrepreneurs, the best trading opportunities are with the most commonly traded (and therefore most liquid) currencies, called “the Majors.”
Today, more than 90 percent of all daily transactions involve trading “the Majors”.

The Forex Currency “Majors” are:

·        The U.S. Dollar

·        The Japanese Yen

·        The Euro

·        The British Pound

·        The Swiss Franc

·        The Canadian Dollar

·        The Australian Dollar

The FOREX is a true 24-hour market. 

In fact, the FOREX begins trading each day in Sydney and moves around the globe as the business day unfolds in each financial center – first to Tokyo, then to London, and then on to New York. 

Unlike other financial markets, investors can respond to currency fluctuations caused by economic, social, and political events at the time they occur – day or night.

The “FX” market is considered an Over the Counter (OTC) or “interbank” market, because transactions are conducted between two counterparts over the telephone or via an electronic network. 

And get this…..

FX trading is not centralized on an exchange, as it is with the stock and futures markets.
The most significant difference between the FX market and the currency futures market is participants in the FX market deal on a principal-to-principal basis. 

In the currency futures market, participants deal, instead, through brokers in an “open outcry” exchange.
Okay here’s the good news…..

Internet brokerages now give individuals access to this market.
The low entry costs (sometimes as low as $500 as I said) have drawn thousands of small investors, traders, and speculators into the market.

But that’s not all…..

New “Mini” FX Accounts for Small Position Traders and Investors
The new “mini” FX accounts are a great way for small traders, investors, and speculators to make money too.  

Most of the new “mini” FX accounts can be opened with less than $1000. The contracts are about a third of the size of a standard FX contract.

Here are some top brokerages which offer both regular and “mini” FX accounts:

·        HotSpotFX

·        Forex

·        FXCM

·        GAIN Capital

·        Saxo Bank

·        GCI Financial

·        IG Foreign Exchange

·        Global Forex

·        ForexClub

·        AFM

·        CitiFXPro

 

All of these brokerages will help you open an account and get started trading.
Most FOREX brokerages offer step-by-step practice tutorials too.

Listen to this…

The sheer number of currencies traded in the FX market serves to ensure extreme volatility on a day-to-day basis. 

There will always be currencies which are moving up or down, offering opportunities for profit (and commensurate risk) to traders. 

Believe it or not, extreme volatility is actually a good thing!
It means a market is moving like wildfire. If you’re on the winning side of a trade you’ll make money much faster!

How to Make $1,000 with FOREX

In order to make $1,000 in one week on FOREX you’ll need to generate 1000 “pips”.  

I’m simplifying here …but stay with me.

Lets assume we only have winning trades 50 percent of the time.

In this case we will need to shoot for 200 “winning” pips each day. This could be done by taking more trades.

I recommend keeping it simple and only using 6 currency pairs.

I would track the currency pairs on a four hour chart (easy on any FOREX site or with charting software).

Okay…..I would place a 200 bar moving average, and a 50 bar moving average on the chart.

If the 50 bar moving average crosses the 200 bar moving average, then you could take a FOREX long trade.

It would be the exact opposite for a sell trade.

Keep your stops in the neighborhood of 50 pips, and use your take profit order in the 90-125 pip area.

At $1 per “pip” you would make $1,000 in five trading days.

The FOREX offers a ton of ways to lower risk and enable traders to profit in both rising and falling markets.
FOREX also makes it possible leverage positions (the most attractive aspect of currency futures), with low margin requirements.
Best of all, FOREX charges zero dealing commissions!

Marc’s FOREX Basics – Easier Than You Think!

1. Buying and Selling Currencies
Currencies are always priced in pairs. All trades result in the simultaneous purchase of one currency and sale of another.
While trading on FOREX, you would execute a trade only at a time when you expect the currencies you are buying to increase in value relative to the one you are selling.
If the currency you are buying does increase in value, you must sell the other currency in order to lock in a profit.
An open trade (or open position), therefore, is a trade in which a trader has bought or sold a particular currency pair and has not yet sold or bought back the equivalent amount to close the position.
2. How Base Currencies Are Quoted
The first currency in the pair is considered the base currency; the second is the counter or quote currency.
Most of the time, the U.S. Dollar is the base currency, and quotes are expressed in units of 1 USD per counter currency (for example, USD/JPY or USD/CAD).
The only exceptions to this convention are with the Euro, the Pound Sterling, and the Australian Dollar, which are quoted as dollars per foreign currency.
FOREX quotes always include a bid and an ask price. The “bid” is the price at which the market maker is willing to buy the base currency in exchange for the counter currency.
The “ask” is the price at which the market maker is willing to sell the base currency in exchange for the counter currency. The difference between the bid and the ask prices is referred to as the “spread.”
The cost of establishing a position is determined by the spread, and prices are always quoted using five numbers (for example, 134.85), the final digit of which is referred to as a point or a “pip.”
For example, if USD/CAD is quoted with a bid of 134.85 and ask of 134.90, the five-pip spread is the cost of trading this position.
From the start, therefore, the trader must recover the five-pip cost from his profits, necessitating a favorable move in his position in order to simply break even.
3. The Rollover Transaction
In the spot FOREX market, trades must be settled within two business days. For example, if a trader sells a certain number of currency units on Wednesday, he must deliver an equivalent number of units on Friday. Some currency-trading systems may allow for a “rollover,” with which open positions can be swapped forward to the next settlement date (giving an extension of two additional business days).
The interest rate for such a swap is predetermined – and, in fact, these swaps are actually financial instruments that can be traded on the currency market.
In any spot-rollover transaction, the difference between the interest rates of the base and counter currencies is reflected as an overnight loan. If the trader holds a long position in the currency with the higher interest rate, he would gain on the spot rollover.
The amount of such a gain would fluctuate day to day according to the precise interest-rate differential between the base and the counter currencies.
Rollover rates are quoted in dollars and are shown in the interest column of the FOREX trading system. Rollovers do not affect traders who never hold a position overnight, since the rollover is exclusively a day-to-day phenomenon.

What is Margin?

Trading in the currency markets requires a trader to think in a slightly different way about margin.
Margin on the FOREX is not a down payment on a future purchase of equity. It’s a deposit to the trader’s account which will cover any currency-trading losses in the future.
A typical currency-trading system will allow for a very high degree of leverage in its margin requirements, up to 100:1.
The system will automatically calculate the funds necessary for current positions and will check for margin availability before executing any trade.

The FOREX Learning Curve

The learning curve is substantial, especially if you’ve never traded currency futures, options, or equity markets. Therefore, in order to accelerate your understanding of this market, you’ll need to read as much about it as you can.
I’ve listed a few books below that will help. There are also dozens of FOREX trading seminars available. But, as always….buyer beware.
The best FOREX trading seminar would be one conducted by someone who is a successful trader but is also a skillful teacher. Not everyone can teach.
A quick search on Google for “FOREX Training” or “FOREX Seminars” will produce a slew if results.  The best resources are usually based on other people’s recommendations….so read the testimonials.
You’ll find hundreds of books (and reviews) on Amazon.com and AbeBooks.com (used books) too.

$50,000 Practice Account Absolutely Risk Free!

At Forex.com you can sign up for a $50,000 FOREX practice account absolutely free. That’s right. A “practice” account. This enables you to try the FOREX waters without risking a dime!
On top of that, Forex.com is packed with free tutorials, webinars and live instructive classes. It’s a great resource for beginning FOREX traders.
Another way to get up to speed in this market would be to work as an intern or apprentice at a FOREX trading firm. That’s how I learned! You’d be amazed by how much you can learn about the FOREX markets by assisting experienced traders.
Because of the opportunity for large profits the FOREX markets are hard to resist.
So it’s a good idea to understand and manage the “risk” potential too.

A Sound Strategy for Limiting Losses

One of the greatest aspects of the FOREX market is the ability to place “stop loss orders”.
A “stop loss order” is an order to buy or sell when the price of a FOREX contract drops or rises to a designated level.
For example, let’s say you buy the Japanese Yen and sell the US Dollar at a certain price point. But the market moves against you….in this example the Yen falls in value in relation to the US Dollar.
You can place a “stop loss order” BEFORE you enter this trade to protect yourself and limit downside losses.
When the “stop loss order” is triggered (automatically and electronically) you would be removed from the trade, and your position would be liquidated.
I always trade using “stop loss orders”….even when seasoned traders tell me I don’t need them!
If you trade the FOREX markets it’ll be a good idea to familiarize yourself with the various methods of risk management, like stop loss orders.
This is a great business opportunity for startup entrepreneurs.
Have fun and trade wisely.

Regards,

Marc Charles

“The King of Business Opportunities”

**** Action Strategy ****

Sign up for a $50,000 FOREX.com practice account absolutely risk free today.

You don’t have to risk a dime!

It’s that simple!

But you need to move on the information in this week’s issue if you want to make money.

IMPORTANT NOTE: FOREX trading involves significant risk of loss and is not suitable for all investors.

****Valuable Resources ****

Recommended Books on Trading FOREX Markets
Trading Global Currency Markets, by Cornelius Luca
An Introduction to Foreign Exchange and Money Markets, by Reuters Financial
Currency Markets: How to Access and Trade the World’s Biggest Market, by Phillip Gotthelf

FOREX Mentoring and Training Programs
Concorde Forex Group, Inc
FOREX Tips
Euromoney Training
The Ultimate FX Predictor

This Event Could Make You Very Rich Part 1 by Marc Charles

This Event Could Make You Very Rich

5:06 AM

Dear Entrepreneur:

I confess. I’m impressed.

And this doesn’t happen often.

Heck….this year I reviewed more than 96 business proposals, executive summaries, plans and marketing ideas.

On top of that, I reviewed about a dozen plans free of charge to help young entrepreneurs.

But when I tested the opportunities around a new publishing platform, and made sales on it….I started to get very excited….and I couldn’t wait to tell you about it.

What’s more, I saw some problems first hand, addressed them, and I worked out some bugs. 

Here’s what I’m talking about….

Amazon Direct Publishing is the most impressive publishing platform I’ve seen in my business career.

The platform is designed to publishing e-books quickly and easily for Amazon’s product the Kindle and Kindle Fire.

The publishing platform has a bunch of new features, neat apps and a super easy interface.
But it has thing over all of the competition….


It has an audience of active, instant buyers!
It’s not Clickbank.

Clickbank is an entirely different animal, platform and strategy.

Amazon Direct Publishing is like Walmart.

Clickbank is like Bloomingdales.

I don’t mean in terms of quality….or to downgrade Walmart.

Amazon.com simply reaches a HUGE mainstream audience.

Bloomingdale’s on the other hand reaches a targeted audience of higher net worth individuals (generally speaking).

Granted, Amazon.com buyers are looking for deals (just like at Walmart) five star customer service and super easy refunds.

But Amazon.com buyers spend money quickly when they see what they want.

In addition…..there are millions of “niche” book and content buyers on Amazon.
Granted, the profit margins on Clickbank are huge when compared to Amazon.com.

But you can publish books and content to Amazon and modify, change and edit it instantly.
On Amazon you don’t have to worry about landing pages, complicated apps, ecommerce, customer service, affiliates or even programming.

On top of that, you can cut corners with products on Clickbank. You can’t do this as much on Amazon, whatever you publish needs to “look” professional. This is especially true when it comes to editing, grammar and e-book cover art. If your product looks unprofessional it won’t sell.

Three of the most important things about selling e-books on Amazon.com:

1.    In-demand content (well written)

2.    E-book cover art (look professional without the cost)

3.    Category selection (help buyers find it quick)

I’ll get into specifics in a second. But I wanted to get right into the meat of this opportunity.
You can make money with Amazon Direct Publishing IF you follow a few simple guidelines.


Marc’s KDP Cheat Sheet

Kindle Direct Publishing (KDP) is a self-publishing platform.

You can self-publish your books and put them into the Amazon Kindle Store.
The best part is its fast, free and super easy.

The books self-published on the KDP platform can participate in the 70% royalty program. This means you as the author or publisher receive 70% of gross sales. That’s an incredibly high percentage.

If you publish a book through the old world print method authors often receive less than 10%!
Of course, that’s IF you’re lucky enough to get a publishing deal.

What’s more, old world book publishing is like a dinosaur. It takes up to 9 months to get a book from the initial draft to the bookshelves!

But even when a book is lucky enough to get on a bookshelf it will be discounted almost immediately.

The Most Powerful Publishing Event in 200 Years!

The most powerful publishing event is the “cloud”.

It means when you publish something it is available on multiple devices and locations simultaneously.

In other words, the “cloud” follows users and readers wherever they go!

And so, when you publish books on Amazon’s KDP platform it is available for purchase on Kindle devices, iPhone, iPod touch, PC, Mac, Blackberry, Android devices and even Kindle Apps for iPad!

On top of that, you can self-publish books in English, German, French, Spanish, Portuguese, and Italian with ONE CLICK of the mouse.

And that’s not all….

You can sell your books in US Dollars, Pounds Sterling, and Euros.

But as I said….one of the most powerful aspects of this opportunity is gaining access to an eager, loyal buying audience.

Amazon.com has the most loyal followers and readers than any website, company or platform in the world.
This is going to change book publishing in a BIG way.

In addition, if you don’t have a book, or you’re not an author, don’t sweat it!

You can obtain millions of books in the public domain, sell them as is, or reformat and rewrite them….and sell them!

Regards,

Marc Charles

PS Do you want to write and sell e-books on Amazon.com and Barnes & Noble? Join our pre-launch email list and we’ll keep you posted on a new product we’re developing! Join the pre-launch list here – and put KINDLE in the subject line

 (Ed Note:  Marc Charles is referred to as "The King of Business Opportunities" ....and for good reason. Hes launched, bought, sold reviewed and advised on hundreds of businesses and money making opportunities. He understands legitimate opportunities. Marc provides timely updates regarding legitimate business and money making opportunities.)

Action Plan

Visit Amazon Direct Publishing and sign up for an account. It’s fast, easy and free.

Lock yourself in a secluded room without distractions and devour the FAQs.

Then, go to the Kindle Store to see what’s selling right now.

The biggest mistake a self-published author usually makes is writing a book no one wants (but is dear to his or her heart). There’s nothing wrong with writing about things which are near and dear to your heart. But if you want books to SELL you need to write “into the demand”.

Valuable Resources:

You can publish your e-book on these platforms too:

PubIt (Barnes and Noble’s direct publishing platform)

eBooks.com

Project Gutenberg (free ebooks)

Google eBookstore